Healthcare receivables financing.
Access financing solutions that improve cash flow from healthcare receivables.
Facility structure
DML provides structured financing against third-party insurance receivables to help healthcare providers improve cash flow and reduce cash flow pressure created by reimbursement delays.
Facilities are structured as either one-time A/R purchases or revolving lines, depending on receivables profile and cash flow needs.
Structure and underwriting considerations
Structuring considerations
Each opportunity is reviewed through receivables performance, reimbursement mix, documentation quality, and the underlying operating need.
Verification and diligence
Eligible receivables are reviewed and verified through a disciplined diligence process before a structure is finalized.
Facility format
Facilities are aligned with the provider's revenue cycle, whether the need is a one-time purchase or an ongoing revolving arrangement.
Flexible receivables financing for healthcare providers
DML provides receivables financing to healthcare businesses that bill third-party payers. We support a range of provider settings and financing needs.
Hospitals and larger provider groups
Structured liquidity for organizations managing sizable receivables portfolios across complex reimbursement cycles.
Outpatient and specialty care
Receivables financing for providers balancing payer timing with growth, service-line expansion, or uneven reimbursement cycles.
Ancillary and continuing care
Cash flow support for recurring insurance-billed services across ancillary and continuing care settings.
When DML helps
Bridge reimbursement delays
Support payroll, vendors and operating expenses while claims are paid.
Fund growth and new locations
Provide liquidity while new locations or service lines ramp up.
Support acquisitions and integrations
Bridge cash flow during integration, restructuring or operational transitions.
Meet one-time cash flow needs
Purchase eligible receivables without establishing an ongoing facility.
Representative review inputs
Requested size and use of proceeds
Payer mix and receivables aging snapshot
Entity structure and ownership context
Timing considerations
Frequently asked questions
Who can benefit?
Healthcare providers billing private or government insurance, including Medicare and Medicaid.
What types of businesses does DML finance?
Providers billing insurance, such as medical offices, imaging centers, hospitals, laboratories, surgical facilities, pharmacies, and clinics. DML does not finance workers' compensation or personal injury claims.
How does healthcare receivables financing work?
DML purchases or advances against eligible third-party receivables and structures the facility around the provider's operating needs, collateral profile, and timing considerations.
How long does it take?
Typically around 90 days, depending on diligence, documentation, and the completeness of the data package.
How much can I request?
Transaction size typically ranges from $1M to $25M+ for healthcare receivables, with larger capacities available for qualified counterparties.
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